Waiser Pte. Ltd.

Waiser is a Singapore-based services company providing affordable and equitable financing for post-secondary and vocational education. Waiser uses a Pay It Forward (PIF) model, also known as an Income Sharing Agreement (ISA). Waiser enables students to fund their education without the burden of traditional loans. Once employed, graduates contribute back based on their income, fostering a sustainable cycle of support for future learners. Waiser's flexible and community-focused approach ensures that contributions align with each individual's financial capacity, promoting inclusivity and long-term impact. Waiser also supports other institutions to create and manage their own PIF and ISA pools of capital.